The ETFs most UK investors hold in an ISA or SIPP: what each one actually owns, what it costs each year, and which share class to pick.
| Fund | Tracks | Companies | Yearly fee | Tickers |
|---|---|---|---|---|
| Vanguard S&P 500 UCITS ETF Vanguard | S&P 500 | about 500 | 0.07% £7 a year per £10,000 | VUAG (Acc), VUSA (Dist) |
| iShares Core S&P 500 UCITS ETF iShares (BlackRock) | S&P 500 | about 500 | 0.07% £7 a year per £10,000 | CSPX (Acc), CSP1 (Acc) |
| iShares Core FTSE 100 UCITS ETF iShares (BlackRock) | FTSE 100 | 100 | 0.07% £7 a year per £10,000 | ISF (Dist), CUKX (Acc) |
| Vanguard FTSE 100 UCITS ETF Vanguard | FTSE 100 | 100 | 0.09% £9 a year per £10,000 | VUKE (Dist), VUKG (Acc) |
| Vanguard FTSE Developed World UCITS ETF Vanguard | FTSE Developed | about 2,000 | 0.12% £12 a year per £10,000 | VHVG (Acc), VEVE (Dist) |
| Vanguard FTSE All-World UCITS ETF Vanguard | FTSE All-World | about 4,000 | 0.14% £14 a year per £10,000 | VWRP (Acc), VWRL (Dist) |
| iShares Core MSCI World UCITS ETF iShares (BlackRock) | MSCI World (developed markets) | about 1,400 | 0.20% £20 a year per £10,000 | SWDA (Acc), IWDA (Acc) |
| Invesco EQQQ Nasdaq-100 UCITS ETF Invesco | Nasdaq-100 | about 100 | 0.30% £30 a year per £10,000 | EQQQ (Dist), EQAC (Acc) |
Fees checked October 2026. Always confirm on the provider's factsheet before investing. Educational information, not a recommendation.
Accumulating (Acc) funds reinvest dividends automatically inside the fund, so your holding grows without you doing anything. Distributing (Dist) funds pay dividends out as cash, which suits people who want an income. Inside an ISA there's no tax either way; outside one, you're taxed on dividends from both types.