Terms of use

Last updated 26 October 2026

By creating an account or using PlanMyWealth you agree to these terms. Please read them, especially the section on advice.

Not financial advice

PlanMyWealth is an educational and research tool. Nothing on the site is a personal recommendation, investment advice, or an offer or invitation to buy or sell any investment. Valuations, scenarios, scores, rankings, “bull and bear” points and calculators are general illustrations based on public data and stated assumptions; they are not predictions and don't take your circumstances into account. PlanMyWealth is not authorised or regulated by the Financial Conduct Authority.

The value of investments can fall as well as rise, and you may get back less than you invest. Past performance is not a reliable indicator of future results. Make your own decisions and consider speaking to a regulated financial adviser before investing.

Data accuracy

Figures come from public filings and third-party data providers. They may be delayed, incomplete or wrong, and our own calculations may contain errors. Always check important figures against the original source (links are provided wherever we can).

Your account

• You must be 18 or over and give a valid email address.
• Keep your password private; you're responsible for activity on your account.
• You can delete your account at any time under My account.

Fair use

Don't misuse the site: no attempts to break in, overload it, scrape it in bulk, or use it for anything unlawful. We may suspend or remove accounts that do, and we may change, pause or stop parts of the service at any time.

Community posts

Posts you write in the Community feed are shown to all members with your name. Share reasoning and questions, not tips or instructions to buy or sell. No links, spam, promotion, abuse, or anything unlawful or misleading. You're responsible for what you post; we may remove posts or accounts that break these rules. Posts are members' opinions, not ours, and not advice.

Liability

The site is provided free, “as is”. To the extent the law allows, we aren't liable for any loss arising from your use of it, including investment losses or decisions made using its information. Nothing in these terms limits liability that can't legally be limited.

General

These terms are governed by the law of England and Wales. We may update them; the date at the top shows the latest version. Read our privacy policy to see how we handle your information. Questions: planmywealth26@gmail.com.