Sector
Financials
Banks, card networks, asset managers and insurers. Judge banks on returns on equity and capital, not debt ratios.
Typical revenue growth
11.2%
a year, last decade
Typical operating margin
42.2%
Typical return on capital
37.9%
5-year average
Priced vs usual
–
0 cheaper · 0 dearer than usual
Standouts
All financials companies
biggest first| Company | Size | Quality | Health | Return on capital | Growth | vs usual price |
|---|---|---|---|---|---|---|
| BRK.B Berkshire Hathaway | $1.17tn | 2/2 | 3 | – | 5.8% | – |
| JPM JPMorgan Chase | $890bn | 3/3 | 3 | – | 6.9% | – |
| V Visa | $757bn | 4/5 | 5 | 37.9% | 11.2% | – |
| MA Mastercard | $542bn | 6/7 | 8 | 79.3% | 12.0% | – |
| BAC Bank of America | $353bn | 2/3 | 5 | – | 3.1% | – |
| MS Morgan Stanley | $289bn | 2/2 | 3 | – | – | – |
| GS Goldman Sachs | $258bn | 2/3 | 4 | – | – | – |
| WFC Wells Fargo | $250bn | 1/2 | 3 | – | – | – |
| AXP American Express | $212bn | 2/2 | 4 | – | – | – |
| BLK BlackRock | – | 3/7 | 4 | 13.0% | 29.8% | – |
| SPGI S&P Global | – | 5/7 | 7 | 120.6% | 11.2% | – |
| PYPL PayPal | – | 7/7 | 8 | 18.0% | 13.6% | – |
Quality = long-term checks passed (growth, cash generation, returns, margins, dilution, debt). Health = Piotroski F-score. Standouts are facts, not recommendations.